T-Balance

T-Balance is a new wallet feature introduced in the Homnifi platform.

T-Balance is a new wallet feature on the Homnifi platform that provides each user with a dedicated wallet for holding funds in TG (a token pegged to USD value). This balance can be used in conjunction with Homnifi’s TAG partner broker platform under specific conditions.

• T-Balance Wallet: Each Homnifi user has a dedicated T-Balance wallet to store funds in TG (reflecting a dollar value). You can convert various tokens into TG via the Swap feature to fund this wallet (see conversion rates in the table below).

• 50/50 Ratio Requirement: To utilize T-Balance on the TAG platform, you must also deposit an equal amount (e.g. in USDT or another supported currency) into your TAG account to match your T-Balance allocation. For example, if you plan to allocate $50 from your T-Balance, you need to deposit $50 into TAG as well – ensuring a total commitment of $100 with a 50/50 split.

• Exclusive Use for TAG: T-Balance is strictly for use within the TAG system to access its platform offerings. It cannot be withdrawn or transferred to other wallets.

• No Transaction Fees: There are no fees for converting tokens into T-Balance (TG), making it easy to top up your T-Balance whenever needed for use on the TAG platform.

• 12x Leverage Option: Once you have allocated funds to T-Balance and made the matching deposit in TAG (fulfilling the 50/50 requirement), you are eligible to request a 12× leverage option for your account on the TAG platform.

Swap Options for T-Balance

You can swap your existing token balances into TG (T-Balance funds) at predefined conversion rates, with no fees. The table below shows the supported tokens and their conversion rates to TG:

Token	Conversion Rate
USDK PROMO	1 USDK PROMO = 0.50 TG
USDK OLD	1 USDK OLD = 1 TG
LYK	1 LYK = 1 TG
mLYK	1 mLYK = 1 TG
sLYK	1 sLYK = 1 TG
CLFI-D	1 CLFI-D = 2.5 TG
CLFI-W	1 CLFI-W = 2.5 TG
smLYK	1 smLYK = 0.5 TG

(These tokens can be converted via the Swap page to increase your T-Balance.)

Navigation

• You will find a T-Balance menu item on the left-side navigation panel under Quick Links in the Homnifi dashboard.

• Clicking T-Balance opens your dedicated T-Balance page, where you can view your current balance, the available T-Balance options, and your transaction history.

T-Balance Section

Wallet Balance Display

• Your current T-Balance is displayed at the top of the page in TG (USD value).

• A Top-up button is available to add funds to your T-Balance via the Swap page (converting other tokens to TG).

T-Balance Option Selection

• The T-Balance page displays a list of available T-Balance options (for example, TG 100, TG 200, etc.). Each option represents an amount of TG you can allocate.

• Select the option that corresponds to the amount you will deposit in TAG. This selection should match the external deposit you intend to make, in order to meet the 50/50 requirement (i.e. choosing TG 100 means you should deposit $100 into TAG).

User Information Entry

• Once you’ve selected a T-Balance option, you will be prompted to enter your personal details (First Name, Last Name, and Email ID) and then click Review. Make sure these details match your TAG account information, as they will be validated before the transaction proceeds.

Confirmation & Processing

• Clicking Review will open a confirmation page showing:

  • The details of the T-Balance option you selected.

  • The personal information you entered.

  • The total amount in TG that will be deducted from your T-Balance.

  • A Submit button to confirm the allocation.

• On clicking Submit:

  • A unique transaction ID is generated for reference, and a confirmation PDF containing the transaction details will be made available for download.

  • The specified TG amount is deducted from your T-Balance wallet.

  • The transaction is recorded in your T-Balance history, with the transaction ID noted in the remarks for that entry.

Transaction History

• The T-Balance page provides a detailed history of all your T-Balance transactions, showing:

  • Date & Time of the transaction

  • Unique Transaction ID

  • T-Balance Option used (the TG amount you selected)

  • Amount Deducted (in TG)

  • First Name & Last Name associated with the transaction

  • Email ID associated with the transaction

  • Transaction Status:

    • In-Process – when the transaction has been submitted and is awaiting processing

    • Processed – once the transaction has been completed (after end-of-day processing)

  • Updated Date – the last edited timestamp (or “–” if not edited)

Edit Option

If a transaction is still in In-Process status, you have the option to edit the personal details (Name or Email ID) for that transaction. Once the transaction status is Processed, the details can no longer be changed.

PDF Download

You can download a PDF confirmation for each transaction, reflecting the latest details of that transaction. This is useful for your records or for any documentation requirements.

Filters & Download Option

• Filters: The transaction history can be filtered to help you find specific entries. You can filter by:

  • Date Range (select a From – To range)

  • T-Balance Option (specific TG amount used)

  • Transaction Status (In-Process or Processed)

• Download as CSV: You can export your full transaction history as a CSV file for your records or analysis.

FAQ

1. What is T-Balance?

Answer: T-Balance is a dedicated wallet in Homnifi that holds your funds in TG. It allows you to participate in the TAG partner broker platform by allocating these funds alongside an equal deposit in your TAG account (fulfilling a 50/50 ratio requirement). Essentially, it’s an internal balance that you pair with an external TAG deposit to access TAG’s offerings.

2. How do I top up my T-Balance?

Answer: You can top up your T-Balance using the Swap function on Homnifi. This lets you convert eligible tokens (such as mYK, sLYK, etc.) into TG (USD value) which is added to your T-Balance. There are no fees for this conversion.

3. Are there any fees for swapping into T-Balance?

Answer: No. There are no transaction fees for swapping tokens into T-Balance (TG). The full value of the tokens you swap will be converted to TG without deductions.

4. What can I use my T-Balance for?

Answer: You can use your T-Balance to participate in specific TAG partner offerings listed on the T-Balance page. In practice, this means selecting one of the available T-Balance options (as described above) to allocate your TG funds toward the TAG platform. Remember, this is not a traditional purchase – it’s an allocation of your TG funds paired with an equal TAG deposit to meet the platform’s requirements.

5. Can I withdraw or transfer my T-Balance?

Answer: No. T-Balance funds cannot be withdrawn or transferred to other wallets. They are strictly intended for use within the TAG system via the Homnifi platform, so you must use them for TAG-related allocations only (they stay in the system and can’t be cashed out or sent elsewhere).

For further assistance, contact Homnifi Support.